Yes, you have 180 calendar days to repay the interest-free loan. If you continue to experience financial hardship, you may request a 90-day repayment extension.
In the month before the 180-day due date, you will receive an email prompting you to repay the loan in full. In this email, you will have the option to request a 90-day extension if you are continuing to experience financial hardship. To do so, you will need to log into the Submittable portal, confirm you are continuing to experience financial hardship, sign, and submit the form. No additional documentation will be required; however, the Department reserves the right to request documentation supporting your original claim of financial hardship at any time.